Business Protection Guides
Everything you need to understand key man insurance, buy-sell agreements, and business succession planning — written for business owners, not insurance agents.
Protect against losing critical people
What key man insurance is, what it costs, who needs it, and how to structure it for maximum protection and tax efficiency.
Key Man Insurance: The Complete Guide
How business-owned insurance protects against the financial devastation of losing critical people.
Read guideHow Much Does Key Man Insurance Cost?
Specific cost ranges by business size, coverage amount, age, and policy type.
Read guideKey Man Insurance Tax Benefits
Tax-free payouts, 412(e)(3) plans, and deductible structures explained.
Read guideDo I Need Key Man Insurance?
Five questions to assess whether your business has key person risk.
Read guideKey Man Insurance vs. Life Insurance
Why personal life insurance doesn't protect your business — and when you need both.
Read guideKey Man vs. Business Interruption Insurance
Two different risks, two different policies. Which one covers what.
Read guideProtecting Your Business From Key Employee Loss
Beyond non-competes: the four-layer approach to key person protection.
Read guideEnsure fair ownership transitions
How to structure, fund, and maintain buy-sell agreements that prevent partnership disasters.
Buy-Sell Agreements: The Complete Guide
How to structure ownership transition agreements that actually work when triggered.
Read guideHow to Fund a Buy-Sell Agreement
Life insurance, installments, and hybrid funding mechanisms compared.
Read guideHow to Value a Business for a Buyout
Valuation methods, formulas, and when to get a professional appraisal.
Read guideHow to Buy Out a Business Partner
The process, valuation, and funding strategies for partner buyouts.
Read guideWhat Happens When a Business Partner Dies?
The legal, financial, and operational consequences of an unplanned departure.
Read guideBuy-Sell Agreement vs. Will
Why a will alone can't protect your business — and what you need instead.
Read guidePlan for every transition
Comprehensive succession planning for all business types — from professional partnerships to multi-generational family businesses.
Guides for your business type
Industry-specific protection strategies for professional practices, startups, tech companies, and family businesses.
Key Man Insurance for Law Firms
Partner protection for legal practices where client relationships are personal.
Read guideBuy-Sell Agreements for Medical Practices
Physician partnership succession with licensing and patient transition protocols.
Read guideKey Man Insurance for Startups
Founder and CTO protection for investor-backed companies.
Read guideKey Man Insurance for Tech Companies
Technical leadership protection for established tech companies.
Read guideBuy-Sell Agreements for Accounting Firms
CPA partnership succession with seasonal revenue and client transition considerations.
Read guideQuick answers
The most common questions about business protection — answered clearly and directly.
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